Smoke Free Regulation Successful or Superfluous?

By Ben Scott Marketing Manager The Government have taken a strong stance on ensuring the population remain protected from second-hand smoke, especially vulnerable demographics such as children. We all know making smoking illegal would achieve this easier, though I digress. Following the recent smoking related regulations: Smoke-free (Premises and Enforcement) 2006 Smoke-free (Exemptions and Vehicles) 2007 Smoke-free (Vehicle Operators and Penalty […]

Vehicle Tax Evasion Increases After Disc Scrapped

By Georgina Bailey Marketing Executive The tax disc has not been in implemented since October 2014 and this has led to a rapid increase of the amount of vehicles which are untaxed. Experts did warn that getting rid of the tax discs which came into effect in 1921 would lead bother driver confusion and more tax evasion, the amount paid […]

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Protected Bonus Awareness To Be Improved

By Ben Scott Marketing Manager Do you understand the cost and benefits of protecting your No Claims Bonus? Studies show that most clients do not. From August the 1st 2016, new regulations will be introduced that affect how insurance brokers can provide cover for Protected No Claims Bonus/Discount. This change is being introduced in response to a recent study that […]

Who You Gonna Call? Not GHOSTBROKERS!

By Ben Scott Marketing Manager Ghostbroking is a word that should make all of us angry. For most everyday run of the mill motorists, Ghostbroking will be a term you are unfamiliar with, though lately it has been rearing it’s ugly head more publicy. In a nutshell, Ghostbroking is insurance fraud. A “Ghostbroker” will often arrange unbelievably cheap insurance policies for their […]

Crash For Cash Ongoing

By Ben Scott Marketing Manager Cash for crash fraud still affects you – even if you are a genuine motorist. Crash for Cash scams are still an ongoing nuisance for the insurance industry and continue to cost every motorist money in the form of increased premiums at renewal. We previously discussed Crash for Cash scams in July 2013 when fraudster brothers Raja […]

Crash Claims Checklist

By Ben Scott Marketing Manager Crashes; they’re like breakdowns – they happen when you least expect when you’re at your worst, and at the most inconvenient moment. Then again, when is a convenient moment to be involved in an accident? Being involved in an RTA (Road Traffic Accident) can be a very traumatic and distressing situation, even more so once […]

The Budget 2016 – Another Tax Increase

By Ben Scott Marketing Manager Ugh. I know. We know. There is a common misconception by the public that all companies involved in the insurance sector enjoy increased costs for our paying customers. That we all get loads more profit to line our pockets. That the customers all lose out, and we all love it. We don’t. It does not benefit […]

Insurance Premium Tax Increase 2015

By Ben Scott Marketing Manager As of November 1st 2015, the amount of Insurance Premium Tax (IPT) that all customers nationwide are charged on their policies will be increasing from 6% to 9.5%. This Government decision was announced at the Summer Finance Bill 2015. Government Increase Insurance Premium Tax To Standard Rate This significant increase is neither decided nor endorsed […]

Counterpart Abolishment

By Ben Scott Marketing Manager With effect from June 8th 2015, the Counterpart Driving Licence has been discontinued. This means that the DVLA will no longer supply new, or update existing Counterparts and instead will operate an online database to provide this information for insurance purposes. A facility is being designed to allow brokers to access this information, but in […]

DVLA Vehicle Tax Changes

By Ben Scott Marketing Manager From October 1st 2014 the DVLA will enforce huge changes to how vehicle road tax is issued and controlled. The paper Tax Disc (VED) will become obsolete, and vehicle tax will no longer be transferrable between owners; checks for valid tax will now be automated via surveillance and databases. This means every time that you […]