Small Business
Insurance

SME Insurance is a difficult niche to define with many sources citing differing profiles for what constitutes categorisation. Small and Medium enterprises have been around for a long time now, and recently we have seen a new category of Micro Business emerge on the market.

There are differing definitions of business categorisation:

  • Micro – less than 10 employees and an annual turnover of less than £2 million
  • Small – less than 50 employees and an annual turnover less than £10 million
  • Medium – less than 250 employees and an annual turnover less than £50 million
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Other factors also play a part including whether the company meets the VAT threshold or whether it’s part of a larger company as opposed to a sole trader or partnership. At Connect Insurance we can remove the unnecessary hassle of trying to categorise your own business and organise bespoke quotations to meet your needs.

Small Business Insurance is a comprehensive package that combines cover for all necessary components of your venture. This insurance product often includes cover such as public and employers liability, buildings and materials cover, machinery cover where required, and business interruption cover amongst others. The insurance is designed to remove the stress of organising separate policies for your needs and ensures you are covered suitably for every eventuality.

DISCLAIMER:
PLEASE BE AWARE THAT NOT ALL MENTIONED COVER, FEATURES AND BENEFITS ARE PROVIDED AS STANDARD. SOME MAY BE SUBJECT TO ADDITIONAL PREMIUM. OTHERS MAY BE SUBJECT TO UNDERWRITERS TERMS AND CONDITIONS. IF YOU REQUIRE ANY SPECIFIC COVER, FEATURE OR BENEFIT ON YOUR POLICY, PLEASE ADVISE DURING QUOTING. YOU MUST ENSURE THAT THE COVER IS INCLUDED PRIOR TO ACCEPTING THE INSURANCE CONTRACT. CONNECT INSURANCE BROKERS LTD ACCEPT NO LIABILITY SHOULD YOU REQUIRE A FEATURE OF COVER DURING THE POLICY DURATION THAT HAS BEEN OMITTED AS A RESULT OF YOUR FAILURE TO SPECIFY IT’S NECESSITY PRIOR TO INCEPTION. PLEASE BE AWARE THAT CONNECT INSURANCE LTD CANNOT GUARANTEE THE SOLVENCY OF ANY INSURER WE USE.