Liability is a growing concern these days, as the recession continues to grip the economy, the number of claims are on the rise. Worried about a customer slipping or being injured at your premises, or even claiming for food poisoning or disease as a result of dining at your venue? We can provide Public Liability to protect you. Concerned an employee will claim following a dispute over safety or injury? Employers Liability is now a legal requirement, and we have comprehensive cover that can put you at ease.
As with all careers and livelihoods these days, it is important to protect both yourself and your business from all potential risks. Public Liability cover will provide you with the peace of mind to go about your business calm in the knowledge that you would be compensated for any losses arising from a claim in connection with your occupation.
Public Liability covers potential claims dependant on your occupation and field of work whether it be breaking a window, or causing an accident or injury by leaving equipment lying around or spillages. What’s more is that the cost of Public Liability insurance cover isn’t even that high – here at Connect Insurance we have premiums starting as low as just £41 subject to the nature of your business.
Do you have employees working for you? Could you afford to pay for legal costs and/or personal compensation should they have an injury or illness and it is deemed to be your fault? Usually the answer will be no. Even more as of late, especially when you consider that claim and legal costs are on the rise and show no sign of slowing. Employers Liability is designed to provide cover for the cost of any damages and/or legal fees incurred in the event that oversight or negligence results in an employee filing a claim against you.
The amount of cover available is typically up to a value of £10,000,000; this may seem excessive, however should multiple claims be made against you, the costs can quickly begin to escalate, amounting to a small fortune. The liability cover could ensure that all claimants are compensated accordingly without leaving yourself out of pocket, or even in the worst case, out of home.
PLEASE BE AWARE THAT NOT ALL MENTIONED COVER, FEATURES AND BENEFITS ARE PROVIDED AS STANDARD; SOME MAY BE SUBJECT TO ADDITIONAL PREMIUM, OR SUBJECT TO UNDERWRITERS TERMS AND CONDITIONS. IF YOU REQUIRE ANY SPECIFIC COVER, FEATURE OR BENEFIT ON YOUR POLICY, PLEASE ADVISE DURING QUOTING AND ENSURE THAT THE COVER IS INCLUDED PRIOR TO ACCEPTING THE INSURANCE CONTRACT. CONNECT INSURANCE BROKERS LTD ACCEPT NO LIABILITY SHOULD YOU REQUIRE A FEATURE OF COVER DURING THE POLICY DURATION THAT HAS BEEN OMITTED AS A RESULT OF YOUR FAILURE TO SPECIFY IT’S NECESSITY PRIOR TO INCEPTION. PLEASE BE AWARE THAT CONNECT INSURANCE LTD CANNOT GUARANTEE THE SOLVENCY OF ANY INSURER WE USE.