Personal Accident & Sickness Cover

Imagine this scenario – you sustain an injury or fall ill, rendering you physically unable to work. However, you also realize you cannot afford to pay the bills if you don’t work. What do you do? How will you cope? Your income halts once you stop working – unless you have substantial savings to ease the burden, this could cause real issues for you.

Self-employed individuals who depend on their own workloads to generate income find Personal Accident and Sickness Cover ideal.  When you work for yourself, there’s no company to fund your sick pay or to sustain you following an accident. The Cover can provide payouts for Temporary Total Disablement, Temporary Partial Disablement, Sickness and even Death. You could be provided a lump sum benefit following an accident that results in a serious injury such as losing your eyesight, or you can even be paid weekly during bouts of illness up to 75% of your gross weekly wage!

The limit of the benefits range up to 7x the annual salary in the event of Death, £750+ for an accident, and £750+ for sickness. Most professions are considered, even if you are employed but unhappy with the contract of employment package relating to sickness or accident pay.