Having suitable and sufficient Commercial Property Insurance is an important factor in running a profitable business, whether you occupy the premises yourself, let them out to a tenant or currently leave them unoccupied. Standard policies consist of cover which gives insurance against Floods, Lightning, Explosion, Earthquake and Aircraft (FLEEA), however Connect can guide you through all the other features available.
Besides FLEEA cover, commercial property insurance can provide a whole host of other benefits such as cover for contents, liability and financial protection. Buildings and contents can be covered for standard or accidental damage cover; liability insurance to cover any claims arising due to outstanding repairs, alternatively faulty fixtures or fittings that cause injury; and also benefits such as protection against tenant defaulting on rent, or Loss of Rent cover which would prevent incurring a loss in the event that the property cannot be occupied whilst repairs are being completed as a result of an ongoing claim.
Please be aware we can also supply Unoccupied Commercial Property Insurance; when the property has no regular tenant there is an increased likelihood of theft, vandalism or flood damage as a result of burst pipes. Do not assume that insurance for your property is not worth having whilst the premises are unoccupied. For more information, please contact Connect Insurance.
PLEASE BE AWARE THAT NOT ALL MENTIONED COVER, FEATURES AND BENEFITS ARE PROVIDED AS STANDARD; SOME MAY BE SUBJECT TO ADDITIONAL PREMIUM, OR SUBJECT TO UNDERWRITERS TERMS AND CONDITIONS. IF YOU REQUIRE ANY SPECIFIC COVER, FEATURE OR BENEFIT ON YOUR POLICY, PLEASE ADVISE DURING QUOTING AND ENSURE THAT THE COVER IS INCLUDED PRIOR TO ACCEPTING THE INSURANCE CONTRACT. CONNECT INSURANCE BROKERS LTD ACCEPT NO LIABILITY SHOULD YOU REQUIRE A FEATURE OF COVER DURING THE POLICY DURATION THAT HAS BEEN OMITTED AS A RESULT OF YOUR FAILURE TO SPECIFY IT’S NECESSITY PRIOR TO INCEPTION. PLEASE BE AWARE THAT CONNECT INSURANCE LTD CANNOT GUARANTEE THE SOLVENCY OF ANY INSURER WE USE.