Household
Insurance
Household Insurance (also known as Buildings and Contents) is an Insurance policy designed to protect you and your property from disaster or accident.
Due to climate change, there are increased instances of flood damage. Flood damage can destroy an entire property from the ground up. We have also seen trees blown over by powerful gales that have collided with, and caused structural damage to, adjacent properties. These are just two examples of possible risks to your residence and financial investment.
The insurance we provide can also offer cover for money or credit cards if stolen, specified items of significant value, and even frozen food in your freezer. If in doubt about what you can be covered for, or should you want a quote – just give us a call or complete the form below.
What is classed as contents, and what isn't?
Buildings Cover refers to the structure of the home. In general this includes fixtures and fittings and all non removable items such as yards, driveways, central heating, fitted bathrooms and kitchens, laminate flooring and more. The buildings cover will indemnify you from damage caused by extreme weather conditions. If selected you can also have cover for accidental damage such as crashing a vehicle the wall of the garage and ending up in the kitchen.
Contents Cover refers to your own personal possessions. This is predominantly any items and belongings that would be removed from the property at the end of your tenancy, or if you decided to move house. Common examples of Contents include furniture, clothing, electronic goods, and other valuables such as jewellery.
DISCLAIMER:
PLEASE BE AWARE THAT NOT ALL MENTIONED COVER, FEATURES AND BENEFITS ARE PROVIDED AS STANDARD. SOME MAY BE SUBJECT TO ADDITIONAL PREMIUM. OTHERS MAY BE SUBJECT TO UNDERWRITERS TERMS AND CONDITIONS. IF YOU REQUIRE ANY SPECIFIC COVER, FEATURE OR BENEFIT ON YOUR POLICY, PLEASE ADVISE DURING QUOTING. YOU MUST ENSURE THAT THE COVER IS INCLUDED PRIOR TO ACCEPTING THE INSURANCE CONTRACT. CONNECT INSURANCE BROKERS LTD ACCEPT NO LIABILITY SHOULD YOU REQUIRE A FEATURE OF COVER DURING THE POLICY DURATION THAT HAS BEEN OMITTED AS A RESULT OF YOUR FAILURE TO SPECIFY IT’S NECESSITY PRIOR TO INCEPTION. PLEASE BE AWARE THAT CONNECT INSURANCE LTD CANNOT GUARANTEE THE SOLVENCY OF ANY INSURER WE USE.