Going abroad soon? Enjoy travelling? Travel Insurance is a very popular policy that affords you peace of mind whilst you are relaxing and having that much deserved break.
Talk to Connect Insurance Brokers about our comprehensive travel insurance policies before you depart. There are two standard classes of Travel Insurance which are listed below; Single Trip Insurance, and Annual/Multi Trip Insurance.
Travel insurance provides cover for numerous possible issues that can range from holiday cancellation, loss or theft of luggage and holiday money, injuries or illnesses, and even repatriation in an emergency meaning you will be brought home and not liable to pay excessive amounts to receive required medical assistance in a country you are visiting.
Single Trip Holiday Insurance
Single Trip Holiday Insurance is designed to cover the minimum term possible to ensure you are not paying for excess cover that you do not actually require.
Connect Insurance can arrange Single Trip policies that will cover all commonly claimed for incidents alongside peace of mind cover for worst case scenario eventualities. Primarily, Single Trip Holiday Insurance can provide medical cover for injury and illness, holiday cancellation, loss or theft of luggage, cover against the theft of holiday money, and public liability protection.
Aspects to consider when weighing up the cover you require for the Single Trip Insurance include ensuring that the cancellation cover is equal to the cost of the holiday and any pre-booked activities, and that any loss or theft cover includes all personal items you are carrying where possible, however there may be a single article limit on the policy meaning high priced items are not covered to their full value.
For more information on the cover available, please call Connect Insurance today and let us assess your risk profile.
Annual Policy Holiday Insurance
Annual Holiday Insurance is a type of policy that is ideal for people who travel frequently. There is often a restriction on the number of consecutive days per trip that are covered, though this can range dependant on the insurer and the circumstances.
Connect Insurance can provide cover for all the common incident types, as well as additional cover types for worst case scenario situations. Common claim types include medical cover for illness or injury including repatriation to the UK if required, cancellation cover to reimburse the cost of your holiday if necessary, and also loss or theft of your luggage. It is often possible to arrange cover for public liability, theft of holiday money amongst others.
Be aware that Annual Holiday Insurance policies can sometimes have restrictions regarding pre-existing medical conditions and possibly be subject to upper age limits. Also be aware that a standard policy will commonly not provide cover for dangerous activities including extreme sports such as skiing or skydiving so ensure you check the policy carefully and fully explain during a quotation if this is something you anticipate involvement in whilst overseas.
PLEASE BE AWARE THAT NOT ALL MENTIONED COVER, FEATURES AND BENEFITS ARE PROVIDED AS STANDARD; SOME MAY BE SUBJECT TO ADDITIONAL PREMIUM, OR SUBJECT TO UNDERWRITERS TERMS AND CONDITIONS. IF YOU REQUIRE ANY SPECIFIC COVER, FEATURE OR BENEFIT ON YOUR POLICY, PLEASE ADVISE DURING QUOTING AND ENSURE THAT THE COVER IS INCLUDED PRIOR TO ACCEPTING THE INSURANCE CONTRACT. CONNECT INSURANCE BROKERS LTD ACCEPT NO LIABILITY SHOULD YOU REQUIRE A FEATURE OF COVER DURING THE POLICY DURATION THAT HAS BEEN OMITTED AS A RESULT OF YOUR FAILURE TO SPECIFY IT’S NECESSITY PRIOR TO INCEPTION. PLEASE BE AWARE THAT CONNECT INSURANCE LTD CANNOT GUARANTEE THE SOLVENCY OF ANY INSURER WE USE.