Courier insurance covers couriers, their vans and their packages on the road. It is essential for anyone that transports valuables as a living because normal insurance policies do not provide the right amount of cover.
Standard insurance policies won’t cover the courier or the goods that they are transporting meaning that without courier insurance, they won’t receive any compensation for any damaged goods.
There are a range of different levels of cover that you may require for your courier policy. These can range from your cost effective cover or a more comprehensive cover so you are fully protected. We can also put together a tailor made Courier Package to Goods In Transit and Public and Employers Liability cover.
At Connect we are a broker that pride ourselves on customer service and providing our customers with the right level of cover and most competitive prices. We are always searching the market and looking at ways to provide our customers with the very best cover available.
To help classify your vehicle and understand the type/weight classification, you can refer to the Government produced guide
- Delivery Driver Insurance
- Courier Van Insurance
- Immediate Cover
- Goods in Transit
- Public Liabillity Cover
- Home Start and Roadside Breakdown Cover UK Coverage
- Excess Protection
- Vehicle Hire Cover
In this article:
1) How much does Courier insurance cost?
As with all insurances there is not a standard set amount for courier insurance. This depends on your details and the details of any other drivers you may want to include on your courier insurance.
2) What does Courier van insurance cover?
A courier van insurance would cover you as the driver of a van which is being used to deliver time sensitive parcels for hire and reward. The basic insurance would be third party only cover but you are also able to obtain third party fire and theft and also comprehensive courier insurance.
3) Why is Courier van insurance so expensive?
The reason courier van insurance is more expensive than a normal van insurance is due to the reason the van is being used for and also due to the amount of time it is being driven which is a lot more than a van used for an allied trade type of business which is used minimally.
4) Can I have multiple drivers on Courier insurance?
Courier insurance companies will allow you to add multiple drivers onto your insurance policy. Additional drivers can be added on and deleted during the year. To save additional administration costs it is best to inform your Insurance Broker when first obtaining your courier van insurance quotation.
5) What type of insurance do I need to be a Courier van driver?
You would need to have courier van insurance to include carriage of goods for hire and reward. If you are looking to have a contract with a larger courier firm then they may require you to have a courier goods in transit insurance and also courier public liability insurance.