Domiciliary Care
Insurance
Domiciliary Care Insurance refers to a specialised type of coverage designed to protect businesses that provide care services in clients’ homes so that residents can maintain their independence.
This insurance typically includes protection against public liability, employer’s liability, professional indemnity, and property damage, ensuring that care providers are financially safeguarded against potential risks such as injury to clients or staff, allegations of negligence, or damage to equipment and premises.
Are You Fully Covered?
Are you confident that your current insurance policy covers everything you think it does? Many Domiciliary Care providers are unaware of the gaps in their cover until it’s too late.
At Connect, we’ve been researching the market and have found that a significant number of care providers do not have adequate protection. A standard Commercial Combined policy often does not include critical extensions such as:
Abuse Cover
Medical Malpractice
Breach of professional duty
- Volunteer cover
We’ve partnered with specialist insurers who offer these essential extensions—often at a competitive cost.
What Does our Policy Cover?
Our tailored policies can include comprehensive protection across the following key areas:
Liability
Employer’s Liability
Public Liability
Product Liability
Professional Indemnity
Employment Law Protection
Property Damage
Business Interruption / Continuity
Legal Expenses
Statutory Inspection (Plant & Equipment – provided separately)
Why choose Connect?
Worried about the financial impact of a claim being made against your care home?
Connect can provide comprehensive cover including public liability in case a resident, visitor, or contractor is injured on your premises, and professional indemnity to protect against claims of negligence or inadequate care. We also offer employers’ liability to cover you in the event of disputes or accidents involving your staff.
Concerned about theft or damage? We can offer protection against employee theft, theft of medication or medical equipment, and even the cost of replacing locks if keys go missing or are stolen. Worried about unexpected disruption? Our policies can include business interruption cover to compensate for loss of income due to incidents such as fires, flooding, or structural damage to the property.
If you’re interested in learning more or getting a quote, we’d be happy to help. Simply complete the questionnaire below and we’ll take it from there.
DISCLAIMER:
PLEASE BE AWARE THAT NOT ALL MENTIONED COVER, FEATURES AND BENEFITS ARE PROVIDED AS STANDARD. SOME MAY BE SUBJECT TO ADDITIONAL PREMIUM. OTHERS MAY BE SUBJECT TO UNDERWRITERS TERMS AND CONDITIONS. IF YOU REQUIRE ANY SPECIFIC COVER, FEATURE OR BENEFIT ON YOUR POLICY, PLEASE ADVISE DURING QUOTING. YOU MUST ENSURE THAT THE COVER IS INCLUDED PRIOR TO ACCEPTING THE INSURANCE CONTRACT. CONNECT INSURANCE BROKERS LTD ACCEPT NO LIABILITY SHOULD YOU REQUIRE A FEATURE OF COVER DURING THE POLICY DURATION THAT HAS BEEN OMITTED AS A RESULT OF YOUR FAILURE TO SPECIFY IT’S NECESSITY PRIOR TO INCEPTION. PLEASE BE AWARE THAT CONNECT INSURANCE LTD CANNOT GUARANTEE THE SOLVENCY OF ANY INSURER WE USE.